What Benefits Do I Get?
Skilled Concord Workers' Compensation Lawyer
If you file for
workers' comp, you may be able to achieve the
five basic benefits. These benefits are each designed to meet a need that is commonly faced
by those injured at the workplace. If you believe that the benefits you
are receiving are not satisfactory and do not cover your expenses, you
will want to talk with a Concord workers' compensation attorney about
seeking a higher payout from your employer.
The Five Benefits
The five different types of damages that you can receive are:
Medical care damages are paid for by your employer to help you recover
from an injury or illness caused by work. Depending on your condition,
you may receive thousands of dollars in compensation for medical care.
Oftentimes, workers' compensation must also cover any future medical
care or ongoing medical care that is a result of your injuries. For example,
if you suffer mesothelioma from asbestos exposure, workers' compensation
should cover your lengthy hospitalization and treatment.
Temporary Disability Benefits
If you lose wages because your injury prevents you from doing your usual
job, workers' compensation should cover that. For example, if you
are unable to show up for work at a construction site because you are
recovering from a severe femur fracture that occurred at the site earlier
that week, you can receive disability benefits to cover that cost of wages.
This way, you won't need to suffer financial loss for an accident
that would have been avoided if you weren't at your job.
While sobering to think about, it is comforting to know that should you
pass away from an injury or illness that occurred on-the-job, your spouse
and children can live off of the death benefits that are paid from workers'
compensation. Spouses and all dependents of a particular worker can seek
these benefits to provide a steady income in the wake of a terrible loss.
Permanent Disability Benefits
If you don't recover completely from your injury, you may be able
to achieve permanent disability benefits from workers' compensation.
For example, if you fall off of a ladder while at work and are paralyzed
from the waist down, you could seek permanent disability. Also, individuals
who suffer traumatic brain injuries, spinal cord injuries, or other permanently
debilitating conditions can request these consistent payments.
Supplemental Job Displacement Benefits
Benefits of this nature are only given to individuals who were injured
in 2004 or later. They are vouchers to help pay for retraining or skill
enhancement if you don't recover completely and aren't able to
return to work with your former employer. For example, a person who suffers
back injuries at an active job may need training to acquire a desk job
in the future that requires less mobility.
If you have more questions about workers' compensation benefits, visit the
FAQ page or call a Concord workers' compensation attorney at The Law Offices
of Darrin M. Gamradt, P.C. today!