Mistakes to Avoid When Filing a Workers' Comp Claim
Concord Workers' Compensation Attorney
Are you filing a
workers' compensation claim for an on-the-job injury? If so, there are a number of common mistakes
you should be careful to avoid.
The Law Offices of Darrin M. Gamradt, P.C. has listed these mistakes below. When you make just one of these simple
errors, you can end up seriously jeopardizing your chances of receiving the
workers' compensation benefits (such as medical care and financial support) that you rightfully deserve.
Concord Workers' Compensation Attorneys at the firm are well-equipped
to provide advice in this area, as they have previously provided legal
defense for some of the nation's largest insurance companies. Because
of this experience, they are fully aware of the various strategies these
companies use to unfairly deny injured workers of their benefits.
Here are the mistakes that you should steer clear of:
Taking too long to report the injury and file a claim--Workers should report their workplace injuries as soon as possible after
they occur. Failing to do this can result in the employer or the workers'
compensation insurance provider challenging the validity of the injury.
Do not get caught up in assuming that your injury will just go away, or
in worrying about causing problems at work. The sooner you report your
injury, the better protection you have when you seek workers' compensation
benefits! In addition to reporting the injury to your employer, you will
also need to file a claim with the North Carolina Industrial Commission
as soon as possible.
Lying or omitting vital information--When you talk to your doctor or your insurance adjuster, tell the truth!
Getting caught in a lie can reflect very poorly on you later and can make
it appear as if you are lying about other aspects of your accident or
injury. This could ruin your chances of receiving benefits.
Failing to be thorough when describing the injury--If you do not tell your medical care provider about every injury or symptom
you are experiencing right from the beginning, the employer or insurance
provider might claim that any injuries or symptoms reported later on are
not related to the accident. As a result, the insurer may try to only
provide your benefits for some of your injuries, rather than all of them.
Signing medical releases that might not be to your benefit--Insurance companies sometimes ask accident victims to sign medical releases
that give them permission to obtain information directly from the victim's
doctor or medical care provider without the victim's involvement.
The victim should thoroughly read everything he or she signs to make sure
that this type of clause is not included in a release form.
Failing to get copies of records related to your claim--Don't simply assume that everything is going according to plan with
your workers' compensation case--request copies of the relevant records
and see for yourself! Some of the types of records you should get copies
of include medical records and correspondence related to your claim. You
should be able to get these records from the insurer at no cost.
Failing to consult with an attorney when necessary--When you are seeking benefits after a serious work-related injury, it
is important that you have the help of a skilled attorney, especially
when you are providing any recorded statements or accepting a final settlement.
Some insurance companies try to trick accident victims into saying things
that can be used against them later. Furthermore, the insurer may also
try to get you to accept a settlement that is lower than what you deserve. Click
here to learn more about when you need a Concord workers' compensation attorney.
For more information about how you can improve your chances of success
in your workers' compensation claim, contact the Concord
workers' compensation attorney at The Law Offices of Darrin M. Gamradt, P.C.
Free case evaluations offered!